100 Self Improvement Tips to Stay Healthy and Prevent Cancer - Part 3

Money doesn’t make you happier, but it makes your life a little easier. 💰

  1. Check your bank accounts daily. This habit will keep you informed on the reality of your financial situation. It will keep you aware of what you’re spending each day. It’s a simple action that can pay off in the long run.

  2. Spend less than you make. This rule is super simple, but so hard to follow. If you live by this rule, you have a shot at building a stable (and even dreamy) financial future. Learn how to set a budget and then how to follow it.

  3. Save a 3-6 month emergency fund. Because emergencies happen to everyone and having cash will lessen the stress. Layoffs happen. Emergencies happen. Life happens.

  4. Get out of debt. Debt holds you back from doing a lot. It requires you to be a “slave to the lender” as they say. Get out and stay out.

  5. Pay off your credit cards in full every month. If you don’t, you’ll be paying interest that compounds over time. Spend only what you can pay off.

  6. Make more money. If you have an income problem (meaning you don’t make enough money to reach your financial goals), then find ways to make more money.

  7. Pay yourself first. You’re always going to find ways to spend your money, even with pay increases. To make sure you’re saving, auto-deposit money into a savings account immediately when you’re paid. Increase the amount when you get a pay raise. Weekly transfers are a good choice.

  8. Put more financial margin in your budget. Find ways to cut spending and make more money so you have more money left at the end of the month as a buffer. All those subscription boxes you have? Get rid of ones that aren’t fulfilling your life. Social media sites and streaming services? Cancel the ones you use the least.

  9. Spend money on experiences. Research shows spending on experiences results in living a happier, healthier life. You will remember the experiences you had, not the stuff you bought.

  10. Save for retirement. If you want to retire one day, you need to plan for it. The earlier you start, the more you benefit.